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Divorced and Thriving: How to Break the Stigma Around Second Chances

  Let’s be honest; nobody walks down the aisle thinking they’ll one day be divorced. You plan the wedding, dream of forever, and hope love will always be enough. Unfortunately, it isn’t always so. And when it all falls apart, society often makes it worse. Especially here in Nigeria, where aunties at every family gathering suddenly become relationship counsellors, whispering things like, “What happened?” or “You’ll find someone soon, by God’s grace.” As if your worth expired with your marriage . Now, here’s the truth: divorce isn’t the end of your story. It’s a chapter; a painful one, yes, but also powerful. It can be the beginning of rediscovery, healing, and even thriving. So, let’s talk about breaking the stigma and embracing second chances in love, in life, and in yourself. 1. The Stigma Is Real, But It’s Also Outdated: In our culture, divorce is still whispered about like a scandal. People say “she’s divorced” in hushed tones, as if it’s a crime. Men face judgment too, t...
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Finance: 5 Clever Tricks to Help You Save Money Consistently

 

Piggy bank

Saving money consistently is a goal for many, but it can be challenging without the right strategies.

Here are five clever tricks to help you save money effectively.


1. Automate Your Savings: One of the easiest ways to save money is to automate the process. Set up automatic transfers from your current account to a savings account every payday. 

By treating savings as a non-negotiable expense, much like rent or utilities, you ensure that a portion of your income is consistently saved. This method helps avoid the temptation of spending money that should be saved.

African couple budgeting

2. Use Cashback and Reward Programs: Take advantage of cashback and reward programs to save money on your regular purchases. Some retail companies offer cashback on groceries, and other everyday expenses. 

Additionally, apps and websites like Kuda, Lumi, and Visa provide cashback and discounts to their users on a variety of products and services. Over time, these small savings can add up significantly.

African man budgeting at home


3. Implement the 30-Day Rule: Impulse buying can sabotage your savings goals. To combat this, implement the 30-day rule. If you want to make a non-essential purchase, wait 30 days before buying it. 

Often, the initial desire fades, and you may find you don’t need the item after all. This waiting period helps you distinguish between wants and needs, reducing unnecessary spending.

African lady budgeting at home

4. Track Your Spending: Keeping track of your expenses is crucial for consistent savings. Use budgeting apps like Piggyvest, Mint, YNAB (You Need A Budget), or even a simple spreadsheet to monitor where your money goes each month. 

By understanding your spending habits, you can identify areas where you can cut back. For example, you might discover you’re spending too much on dining out or subscription services. Adjusting these expenses can free up more money to put into savings.

African couple budgeting at home

5. Embrace a Minimalist Lifestyle: Adopting a minimalist lifestyle can lead to substantial savings. Minimalism encourages you to focus on what truly matters and eliminate unnecessary clutter and expenses. 

By buying fewer, higher-quality items and prioritizing experiences over material possessions, you can reduce your spending. This approach not only saves money but also promotes a more intentional and fulfilling life.

African lady relaxing at home

Saving money consistently requires a blend of discipline and smart strategies. By practicing these tips, you can build a robust financial foundation in no time.

Start implementing these tricks today to take control of your finances and achieve your savings goals.

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